# Finances **URL:** https://community.nomadgate.com/c/finances/10.md?page=1 [Latest](https://community.nomadgate.com/latest.md) · [Categories](https://community.nomadgate.com/categories.md) · [Tags](https://community.nomadgate.com/tags.md) **Page:** 2 --- ## [Best Portuguese Banks Lately](https://community.nomadgate.com/t/best-portuguese-banks-lately/68445)
**Author:** [@dshant](https://community.nomadgate.com/u/dshant)\ **Replies:** 19\ **Last updated:** [May 7, 2025, 3:01am UTC](https://community.nomadgate.com/t/best-portuguese-banks-lately/68445 "2025-05-07T03:01:56Z")
Has anyone got a recommendation for a Portuguese bank? I have my residency card and have been dealing with Millennium but they are so bureaucratic I just can’t stand it. Lately I tried to open another account to use fo… --- ## [Accounting Software for Canada](https://community.nomadgate.com/t/accounting-software-for-canada/31312)
**Author:** [@JulieMiller](https://community.nomadgate.com/u/JulieMiller)\ **Replies:** 9\ **Last updated:** [April 22, 2025, 7:54am UTC](https://community.nomadgate.com/t/accounting-software-for-canada/31312 "2025-04-22T07:54:21Z")
Hi there, can anyone recommend the best accounting software for a Canadian business? Kind regards, Julie --- ## [Activobank not taking non EU/UK customers](https://community.nomadgate.com/t/activobank-not-taking-non-eu-uk-customers/63014)
**Author:** [@garrett](https://community.nomadgate.com/u/garrett)\ **Replies:** 31\ **Last updated:** [April 18, 2025, 6:21pm UTC](https://community.nomadgate.com/t/activobank-not-taking-non-eu-uk-customers/63014 "2025-04-18T18:21:30Z")
I just got off the phone with the activobank representative, and out of the activobank branch in Saldanha. Seems like they don’t let you open an account without a Portuguese citizens card or UK/eu passport any more. I’m … --- ## [Portuguese Bank Account after visa expires](https://community.nomadgate.com/t/portuguese-bank-account-after-visa-expires/70670)
**Author:** [@WuhanBatVirus](https://community.nomadgate.com/u/WuhanBatVirus)\ **Replies:** 8\ **Last updated:** [April 14, 2025, 7:42pm UTC](https://community.nomadgate.com/t/portuguese-bank-account-after-visa-expires/70670 "2025-04-14T19:42:12Z")
Does anyone know what happens to a Portuguese bank account after your visa expires? I have a GV (Titulo de Residencia) which has been extended to the end of June. It’s such a hassle to deal with this, and so expensive,… --- ## [Bank Choice for Golden Visa](https://community.nomadgate.com/t/bank-choice-for-golden-visa/68754)
**Author:** [@SevenMeadows](https://community.nomadgate.com/u/SevenMeadows)\ **Replies:** 18\ **Last updated:** [April 9, 2025, 4:54pm UTC](https://community.nomadgate.com/t/bank-choice-for-golden-visa/68754 "2025-04-09T16:54:18Z")
Hello, we are from the US and doing an investment golden visa in Portugal and the company we are working with (GCS) has three bank options to work with. Bison, Atlantico, and BNI. We are doing a ton of research into this… --- ## [Health insurance?](https://community.nomadgate.com/t/health-insurance/70319)
**Author:** [@ursalaw](https://community.nomadgate.com/u/ursalaw)\ **Replies:** 1\ **Last updated:** [March 29, 2025, 7:08am UTC](https://community.nomadgate.com/t/health-insurance/70319 "2025-03-29T07:08:46Z")
Has anyone found health insurance for a reasonable monthly payment. Have not found anything less than $600 per month. --- ## [Which currencies are the most insulated (safe havens) from the dollar?](https://community.nomadgate.com/t/which-currencies-are-the-most-insulated-safe-havens-from-the-dollar/69887)
**Author:** [@mcknn](https://community.nomadgate.com/u/mcknn)\ **Replies:** 7\ **Last updated:** [March 25, 2025, 10:37pm UTC](https://community.nomadgate.com/t/which-currencies-are-the-most-insulated-safe-havens-from-the-dollar/69887 "2025-03-25T22:37:49Z")
I’ve seen a few people asking about this online and it got me thinking… Which currencies would actually be a safe haven for people who earn or hold majority US dollars? In my understanding, most currencies are heavily i… --- ## [What American Instruments should you get out of Before you leave the USA](https://community.nomadgate.com/t/what-american-instruments-should-you-get-out-of-before-you-leave-the-usa/70127)
**Author:** [@Alan\_Grantham](https://community.nomadgate.com/u/Alan_Grantham)\ **Replies:** 4\ **Last updated:** [March 23, 2025, 5:26pm UTC](https://community.nomadgate.com/t/what-american-instruments-should-you-get-out-of-before-you-leave-the-usa/70127 "2025-03-23T17:26:07Z")
So I’m considering leaving the USA (permanently) which means there are certain things I should consider exiting Financially: Roth IRA are not recognized in many countries so withdrawing contributions tax free while in … --- ## [Having Trouble Opening Bank Accounts in Portugal – Need Advice](https://community.nomadgate.com/t/having-trouble-opening-bank-accounts-in-portugal-need-advice/69790)
**Author:** [@farukaktasgil30](https://community.nomadgate.com/u/farukaktasgil30)\ **Replies:** 1\ **Last updated:** [March 9, 2025, 1:44pm UTC](https://community.nomadgate.com/t/having-trouble-opening-bank-accounts-in-portugal-need-advice/69790 "2025-03-09T13:44:37Z")
Hey everyone, I’m looking for some advice regarding banking issues in Portugal. My parents and I recently visited Millennium Bank to open accounts. Initially, everything seemed smooth—we provided all the required docume… --- ## [Opening bank account](https://community.nomadgate.com/t/opening-bank-account/69289)
**Author:** [@heathercostellomd](https://community.nomadgate.com/u/heathercostellomd)\ **Replies:** 1\ **Last updated:** [February 20, 2025, 6:45pm UTC](https://community.nomadgate.com/t/opening-bank-account/69289 "2025-02-20T18:45:07Z")
I have NIF and will be in Lisbon visiting soon. Looking for bank recommendations for opening account? Also any tips on what I will need other than Passport and NIF --- ## [How to get a debit/credit card from USA, for non-residents EU citizens without SSN?](https://community.nomadgate.com/t/how-to-get-a-debit-credit-card-from-usa-for-non-residents-eu-citizens-without-ssn/68953)
**Author:** [@Furulent](https://community.nomadgate.com/u/Furulent)\ **Replies:** 5\ **Last updated:** [February 4, 2025, 7:56am UTC](https://community.nomadgate.com/t/how-to-get-a-debit-credit-card-from-usa-for-non-residents-eu-citizens-without-ssn/68953 "2025-02-04T07:56:45Z")
Hello there, nice to see this forum. How could get a debit/credit card issued in USA for Italian citizens or other EU citizens, without a USA residency, without Social Security Number or any history in USA. Can get a m… --- ## [The correct order of steps when opening a new bank account in USA as a citizen without a permanent address](https://community.nomadgate.com/t/the-correct-order-of-steps-when-opening-a-new-bank-account-in-usa-as-a-citizen-without-a-permanent-address/68398)
**Author:** [@olenka](https://community.nomadgate.com/u/olenka)\ **Replies:** 10\ **Last updated:** [January 7, 2025, 12:29pm UTC](https://community.nomadgate.com/t/the-correct-order-of-steps-when-opening-a-new-bank-account-in-usa-as-a-citizen-without-a-permanent-address/68398 "2025-01-07T12:29:02Z")
Hello, first time here…Glad to find this wealth of information on a somewhat painful topic. I am an American (dual citizenship) living in Bulgaria since early pandemic times and in need of opening a new bank account in … --- ## [Software for financial/tax planning](https://community.nomadgate.com/t/software-for-financial-tax-planning/68266)
**Author:** [@ottodelupe](https://community.nomadgate.com/u/ottodelupe)\ **Replies:** 5\ **Last updated:** [January 5, 2025, 2:15pm UTC](https://community.nomadgate.com/t/software-for-financial-tax-planning/68266 "2025-01-05T14:15:43Z")
Am curious as to whether people are aware of any open source or commercially available financial planning software packages that allow the user to manage their finances during retirement. I’m specifically interested in … --- ## [Schwab One International Account & VisaCard?](https://community.nomadgate.com/t/schwab-one-international-account-visacard/67737)
**Author:** [@anika.scholz](https://community.nomadgate.com/u/anika.scholz)\ **Replies:** 1\ **Last updated:** [December 6, 2024, 2:43pm UTC](https://community.nomadgate.com/t/schwab-one-international-account-visacard/67737 "2024-12-06T14:43:29Z")
Hi, I am living in Paraguay and looking into opening a US bank account. I already have a Charles Schwab One international account for investing and was told that it is possible to apply for a visa card for this account… --- ## [Paraguay bank account](https://community.nomadgate.com/t/paraguay-bank-account/67696)
**Author:** [@tommigun](https://community.nomadgate.com/u/tommigun)\ **Replies:** 0\ **Last updated:** [November 27, 2024, 11:27am UTC](https://community.nomadgate.com/t/paraguay-bank-account/67696 "2024-11-27T11:27:00Z")
hi, does anyone have a recommendation for a bank account in Paraguay with international transfers available with their mobile or web app? --- ## [Differences in Revolut accounts (US-based, UK-based, EU-based)](https://community.nomadgate.com/t/differences-in-revolut-accounts-us-based-uk-based-eu-based/43875)
**Author:** [@Jim\_W](https://community.nomadgate.com/u/Jim_W)\ **Replies:** 10\ **Last updated:** [November 17, 2024, 1:12pm UTC](https://community.nomadgate.com/t/differences-in-revolut-accounts-us-based-uk-based-eu-based/43875 "2024-11-17T13:12:41Z")
For those with Revolut accounts and you are domiciled in various countries… Are there any distinction in your Revolut accounts if you had opened it from the USA, from the UK or from the EU? I assume each and every Revo… --- ## [German based would like to open a non-resident bank account in the US](https://community.nomadgate.com/t/german-based-would-like-to-open-a-non-resident-bank-account-in-the-us/65727)
**Author:** [@business-channels](https://community.nomadgate.com/u/business-channels)\ **Replies:** 3\ **Last updated:** [October 12, 2024, 7:07pm UTC](https://community.nomadgate.com/t/german-based-would-like-to-open-a-non-resident-bank-account-in-the-us/65727 "2024-10-12T19:07:44Z")
Dear Ladies and Gentlemen, As German based would like to open a non-resident bank account in the us. Which services to trust with it? Which institution can help for it? Thanks to everyone who can help. With Best Reg… --- ## [Greek resident](https://community.nomadgate.com/t/greek-resident/65877)
**Author:** [@saveafricanow](https://community.nomadgate.com/u/saveafricanow)\ **Replies:** 0\ **Last updated:** [August 16, 2024, 12:16pm UTC](https://community.nomadgate.com/t/greek-resident/65877 "2024-08-16T12:16:41Z")
Hi, I am a greek resident and I have launched a US NGO and I need to open a bank account in USA ,but without visiting USA currently. I have an ITIN and EIN. --- ## [New User trying to post a topic, error about links](https://community.nomadgate.com/t/new-user-trying-to-post-a-topic-error-about-links/65591)
**Author:** [@nomadgate.iw6z6](https://community.nomadgate.com/u/nomadgate.iw6z6)\ **Replies:** 0\ **Last updated:** [July 27, 2024, 5:56pm UTC](https://community.nomadgate.com/t/new-user-trying-to-post-a-topic-error-about-links/65591 "2024-07-27T17:56:12Z")
Issue description I am a new user, and I am trying to post a topic about an issue I have having with Wise and a mail service address. When I click Create Topic, I get an error saying something like New Users are only al… --- ## [Experience with InteractiveBrokers?](https://community.nomadgate.com/t/experience-with-interactivebrokers/12430)
**Author:** [@Louis](https://community.nomadgate.com/u/Louis)\ **Replies:** 37\ **Last updated:** [July 12, 2024, 6:14am UTC](https://community.nomadgate.com/t/experience-with-interactivebrokers/12430 "2024-07-12T06:14:24Z")
Hi, how do you fund an IB account when you only have a European bank account with (IBAN/SEPA) ? What are your experiences with IB ? Best regards --- ## [Bank account in Non-OECD Financial Hub](https://community.nomadgate.com/t/bank-account-in-non-oecd-financial-hub/65203)
**Author:** [@kai.kiyoto](https://community.nomadgate.com/u/kai.kiyoto)\ **Replies:** 0\ **Last updated:** [July 6, 2024, 2:20pm UTC](https://community.nomadgate.com/t/bank-account-in-non-oecd-financial-hub/65203 "2024-07-06T14:20:10Z")
Hello! I am looking for a Bank account in a Non OECD Financial Hub - Like Singapore, Dubai or Hong Kong. I live in Ireland and tax for me works on a remittance basis of assessment. Basically, if income doesn’t to Irelan… --- ## [Highest investment interest rate](https://community.nomadgate.com/t/highest-investment-interest-rate/65035)
**Author:** [@giuseppe0301](https://community.nomadgate.com/u/giuseppe0301)\ **Replies:** 2\ **Last updated:** [June 27, 2024, 1:49pm UTC](https://community.nomadgate.com/t/highest-investment-interest-rate/65035 "2024-06-27T13:49:45Z")
Any recommendation on investing or just saving spare cash to get best returns. Interest rates in Europe bank accounts are too low. Can be short or long term but need a secure option and not crypto. Too volatile. --- ## [Removal fiscal reprentative on Financas](https://community.nomadgate.com/t/removal-fiscal-reprentative-on-financas/64632)
**Author:** [@valentina64](https://community.nomadgate.com/u/valentina64)\ **Replies:** 4\ **Last updated:** [June 20, 2024, 9:03am UTC](https://community.nomadgate.com/t/removal-fiscal-reprentative-on-financas/64632 "2024-06-20T09:03:42Z")
Hi. I have a Portuguese passport and id with all my number onbthe back of the cards. I am from south Africa and found work here I have been to financas 4 times to open an activity. But the say i need a representative b… --- ## [Do the "main-sub" banks in different countries share information if one of them in non CRS country?](https://community.nomadgate.com/t/do-the-main-sub-banks-in-different-countries-share-information-if-one-of-them-in-non-crs-country/14876)
**Author:** [@perjami](https://community.nomadgate.com/u/perjami)\ **Replies:** 2\ **Last updated:** [June 17, 2024, 3:45am UTC](https://community.nomadgate.com/t/do-the-main-sub-banks-in-different-countries-share-information-if-one-of-them-in-non-crs-country/14876 "2024-06-17T03:45:46Z")
VTB bank. It’s a Russian bank. It also exists in Armenia. Russia is a CRS country, Armenia isn’t. Will a VTB bank in Armenia share info with VTB in Russia if a russian citizen opens an account in VTB Armenia? I mean, an… --- ## [Moving to Russia and how it will affect my US based brokerage](https://community.nomadgate.com/t/moving-to-russia-and-how-it-will-affect-my-us-based-brokerage/64621)
**Author:** [@Allamericanalienboy](https://community.nomadgate.com/u/Allamericanalienboy)\ **Replies:** 7\ **Last updated:** [June 13, 2024, 11:19pm UTC](https://community.nomadgate.com/t/moving-to-russia-and-how-it-will-affect-my-us-based-brokerage/64621 "2024-06-13T23:19:42Z")
I am planning a move to Russia . How will this affect my US brokerage when I tell them where I am moving . I am aware of the issues with transferring funds to Russia . Not looking for speculative answers . Thanks --- ## [Wise money transfers USA to Thailand](https://community.nomadgate.com/t/wise-money-transfers-usa-to-thailand/63810)
**Author:** [@athome05](https://community.nomadgate.com/u/athome05)\ **Replies:** 8\ **Last updated:** [June 5, 2024, 1:58pm UTC](https://community.nomadgate.com/t/wise-money-transfers-usa-to-thailand/63810 "2024-06-05T13:58:55Z")
Does anyone have experience using their Wise account while living in a foreign country? I have a wise account and have been transferring to my Bangkok bank account while residing in the USA. my concern is the two part ve… --- ## [Banks offering mortgages for properties abroad](https://community.nomadgate.com/t/banks-offering-mortgages-for-properties-abroad/64176)
**Author:** [@gert.meleqi](https://community.nomadgate.com/u/gert.meleqi)\ **Replies:** 1\ **Last updated:** [May 8, 2024, 5:45pm UTC](https://community.nomadgate.com/t/banks-offering-mortgages-for-properties-abroad/64176 "2024-05-08T17:45:34Z")
Hi everybody, So…I’m an Italian citizen, with residency in Romania and living in Istanbul, but born in Albania. I know, it sounds like the start of a joke. I have all my income declared and taxed in Romania. I’d like t… --- ## [Offshore banks to open remotely/without travelling](https://community.nomadgate.com/t/offshore-banks-to-open-remotely-without-travelling/19637)
**Author:** [@asia2](https://community.nomadgate.com/u/asia2)\ **Replies:** 11\ **Last updated:** [March 30, 2021, 7:49pm UTC](https://community.nomadgate.com/t/offshore-banks-to-open-remotely-without-travelling/19637 "2021-03-30T19:49:41Z")
Bored, so thought I would start this post in considering members who cannot afford to travel or restricted by Travel Visa or just prefer sitting on the beach cooking! I will add country and caveat as I am aware of, welc… --- ## [MBway - useful or not?](https://community.nomadgate.com/t/mbway-useful-or-not/63948)
**Author:** [@tommigun](https://community.nomadgate.com/u/tommigun)\ **Replies:** 19\ **Last updated:** [May 1, 2024, 2:53am UTC](https://community.nomadgate.com/t/mbway-useful-or-not/63948 "2024-05-01T02:53:23Z")
Hi All, any feedback on the usefulness of MBway in Portugal? Do it allow for some unique features? Particularly any use-cases for GV holders? I am trying to open a bank account in PT and have a dilemma of registering … --- ## [So I am looking for a bank account and card without a genuine physical address](https://community.nomadgate.com/t/so-i-am-looking-for-a-bank-account-and-card-without-a-genuine-physical-address/35091)
**Author:** [@r.higgins](https://community.nomadgate.com/u/r.higgins)\ **Replies:** 3\ **Last updated:** [April 17, 2024, 9:47am UTC](https://community.nomadgate.com/t/so-i-am-looking-for-a-bank-account-and-card-without-a-genuine-physical-address/35091 "2024-04-17T09:47:14Z")
I am English currently live in Russia and about to move on to Dubai then possibly Asia. I have an independent income in the UK and I am looking to set up an IBC with associated Bank account. I have an ‘address’ in the U… [Previous page](https://community.nomadgate.com/c/finances/10.md) [Next page](https://community.nomadgate.com/c/finances/10.md?page=2)