Got back half of what we paid but didn’t get far in the process so I think I got lucky
Oh man we already had our bank account opened so I assume it’d be harder for us! But considering how slow the SEF has been and the uncertainties surrounding when they will actually open up again, I’m seriously considering backing out. 
Well 5k is a bummer but better than worrying about a few hundred thousand! Best of luck but I haven’t regretted one bit pulling out esp with everything going on in the world right now.
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I’m curious to know what your new backup plans are going to be if you drop out? Residency or citizenship anywhere other than your home country?
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