# Finally Got the Residency Card for main application, Now have couple of questions **URL:** \ **Category:** Portugal Golden Visa\ **Tags:** portugal, imga\ **Created:** [November 6, 2024, 5:07pm UTC](https://community.nomadgate.com/t/finally-got-the-residency-card-for-main-application-now-have-couple-of-questions/67240 "2024-11-06T17:07:08Z")\ **Posts on this page:** 1\ **Showing post:** 1
**Author:** ![layover\_guy](https://community.nomadgate.com/letter_avatar_proxy/v4/letter/l/71e660/32.png) [@layover\_guy](https://community.nomadgate.com/u/layover_guy)\ **Post date:** [November 6, 2024, 5:07pm UTC](https://community.nomadgate.com/t/finally-got-the-residency-card-for-main-application-now-have-couple-of-questions/67240/1 "2024-11-06T17:07:09Z")
Starting with Timelines to help others - investement - End of Dec 2021 - Biometrics - Nov 2023 in Faro - Approval - Sep 2024 for main applicants - Card Printed - Oct mid 2024, Valid for 2 years - Approval for spouse and child - End of Oct 2024 So here are the questions: 1. Our attorney has charged is around 6200 per applicant for Cards, is this normal? i mean almost 20,000 Euros for 3 applicants 2. How is the 5 year from citizenship calculated? Is it from the date of card printing? Date of investement? Date of initial application? If it is Date of initial application, i am guessing that must have been in Dec 2021 since on 1st Jan 2022, amount went up to invest? 3. Is it possible to borrow against the investment? we invested 350,000 euros in [IMGA](https://nomadgate.com/go/imga-portugal-fund?source=forum) Acoes Portugal A Mutual Fund and that investment is worth around 480,000 euros and i was thinking of borrowing around 100,000 against it? Obviously the concern is that we don’t want it to impact our golden visa application. 4. I read somewhere that renewal fees has been reduced to 100 euros, does that mean in oct 2026, our cards will be renewed for almost nothing? Thanks a lot in advance. --- _[View the full topic](https://community.nomadgate.com/t/finally-got-the-residency-card-for-main-application-now-have-couple-of-questions/67240)._