# Mortgage loan for a Golden Visa program

**URL:** <https://community.nomadgate.com/t/mortgage-loan-for-a-golden-visa-program/20202>\
**Category:** Portugal Golden Visa\
**Tags:** portugal, golden-visa\
**Created:** [February 26, 2020, 7:30am UTC](https://community.nomadgate.com/t/mortgage-loan-for-a-golden-visa-program/20202 "2020-02-26T07:30:04Z")\
**Posts on this page:** 1\
**Showing post:** 2

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**Author:** ![tkrunning](https://community.nomadgate.com/user_avatar/community.nomadgate.com/tkrunning/32/9053_2.png) [@tkrunning](https://community.nomadgate.com/u/tkrunning)\
**Post date:** [February 26, 2020, 2:40pm UTC](https://community.nomadgate.com/t/mortgage-loan-for-a-golden-visa-program/20202/2 "2020-02-26T14:40:30Z")

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Hi Ravi, this has already been answered by @teixeiradasilva here:

> [@Understanding the Portuguese Golden Visa real estate market](https://community.nomadgate.com/t/understanding-the-portuguese-golden-visa-real-estate-market/15507/7):
>
> Hi Justin From memory (I don’t have the table in front of me) most of the Azores islands are low density but some places such as S. Miguel I assume will not be. You can finance properties in Portugal as a foreigner up to 70% LTV but NOT within the Golden Visa level. The Golden Visa requires no recourse to finance within the GV level, anything above the level is fine. You may accumulate and then apply when you hit the threshold, whatever level it is. Importantly, if you aim for €350K, for exam…

Basically, no, you can’t take out a mortgage to cover what’s required to qualify for the GV (e.g. €350,000), but you can for any amount above that in case you buy a more expensive property than is required.

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