# No DUC, lawyers suggest direct IBAN transfer — legit?

**URL:** <https://community.nomadgate.com/t/no-duc-lawyers-suggest-direct-iban-transfer-legit/76411>\
**Category:** Portugal Golden Visa\
**Tags:** portugal, golden-visa, pt-golden-visa, pt-gv-stages\
**Created:** [March 6, 2026, 11:49am UTC](https://community.nomadgate.com/t/no-duc-lawyers-suggest-direct-iban-transfer-legit/76411 "2026-03-06T11:49:59Z")\
**Posts on this page:** 2\
**Page:** 1

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**Author:** ![JustTim](https://community.nomadgate.com/user_avatar/community.nomadgate.com/justtim/32/9127_2.png) [@JustTim](https://community.nomadgate.com/u/JustTim)\
**Post date:** [March 6, 2026, 11:49am UTC](https://community.nomadgate.com/t/no-duc-lawyers-suggest-direct-iban-transfer-legit/76411/1 "2026-03-06T11:49:59Z")

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It’s been more than two months since my first card has been issues, and since then I’ve been waiting for a DUC for my wife’s first card (biometrics in 2023, so old process).

My lawyers say that the wait could be long, and suggested I send a wire transfer directly to AIMA’s IBAN, so that transfer reference includes our process number and my wife’s full name. As I understood the lawyers, there’s some difficulty with issuing DUCs, but once AIMA receives the money, they will start the card issuance process.

This sounds rather crazy to me: how difficult is it to issue an electronic invoice, and if it is, I wonder how many years of my 4+ year process is just somebody at AIMA not being able to press a damn button on screen.

But nevertheless, I’d love to confirm that somebody else already did that successfully, and I don’t risk sending 6314.20 EUR to the void and never seeing it again — does anybody have experience with this?

In the forum I found someone mentioning that they did a direct IBAN transfer to AIMA in 2024 — has anybody done it since 2025 changes?

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**Author:** ![servettasman](https://community.nomadgate.com/user_avatar/community.nomadgate.com/servettasman/32/6258_2.png) [@servettasman](https://community.nomadgate.com/u/servettasman)\
**Post date:** [March 6, 2026, 12:25pm UTC](https://community.nomadgate.com/t/no-duc-lawyers-suggest-direct-iban-transfer-legit/76411/2 "2026-03-06T12:25:29Z")

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considering AIMA can’t even apply a payment correctly/timely made based on a DUC in some cases, I would not do it. my two cents.