# Online banking with an German IBAN address?

**URL:** <https://community.nomadgate.com/t/online-banking-with-an-german-iban-address/25018>\
**Category:** Business\
**Tags:** europe, banking, germany\
**Created:** [July 10, 2020, 2:44pm UTC](https://community.nomadgate.com/t/online-banking-with-an-german-iban-address/25018 "2020-07-10T14:44:25Z")\
**Posts on this page:** 9\
**Page:** 1

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**Author:** ![Florent.Leka](https://community.nomadgate.com/letter_avatar_proxy/v4/letter/f/9f8e36/32.png) [@Florent.Leka](https://community.nomadgate.com/u/Florent.Leka)\
**Post date:** [July 10, 2020, 2:44pm UTC](https://community.nomadgate.com/t/online-banking-with-an-german-iban-address/25018/1 "2020-07-10T14:44:25Z")

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Hi there,

I am looking for an online banking option with an German IBAN address for my business.  
I am currently trying [N26](https://nomadgate.com/go/n26/community/auto/) and Holvi, but am looking for other options before choosing one to start using.

The bank should have German IBAN address and easy to use…  
I am open for any suggestion, I have read a lot of topcis and have seen these two coming up the most.

I tried [Transferwise](https://nomadgate.com/go/wise) and [Bunq](https://links.nomadgate.com/bunq) as well but both had no German IBAN address for a EURO account.

Thanks,

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**Author:** ![tkrunning](https://community.nomadgate.com/user_avatar/community.nomadgate.com/tkrunning/32/9053_2.png) [@tkrunning](https://community.nomadgate.com/u/tkrunning)\
**Post date:** [July 10, 2020, 2:45pm UTC](https://community.nomadgate.com/t/online-banking-with-an-german-iban-address/25018/2 "2020-07-10T14:45:50Z")

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Hi Florent,

Are you looking for a personal, freelancer, or corporate account?

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**Author:** ![Florent.Leka](https://community.nomadgate.com/letter_avatar_proxy/v4/letter/f/9f8e36/32.png) [@Florent.Leka](https://community.nomadgate.com/u/Florent.Leka)\
**Post date:** [July 10, 2020, 3:01pm UTC](https://community.nomadgate.com/t/online-banking-with-an-german-iban-address/25018/3 "2020-07-10T15:01:34Z")

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It is for my business - corporate account.

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**Author:** ![tkrunning](https://community.nomadgate.com/user_avatar/community.nomadgate.com/tkrunning/32/9053_2.png) [@tkrunning](https://community.nomadgate.com/u/tkrunning)\
**Post date:** [July 10, 2020, 3:19pm UTC](https://community.nomadgate.com/t/online-banking-with-an-german-iban-address/25018/4 "2020-07-10T15:19:19Z")

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Ok, in that case you can’t use [N26](https://nomadgate.com/go/n26/community/auto/) since they offer personal and freelancer (sole proprietorship) accounts only. You can’t use it for a registered company (e.g. GmbH etc).

[Holvi](https://nomadgate.com/go/holvi) should work well. You could also consider [Qonto](https://nomadgate.com/go/qonto) (they offer German IBANs since last month).

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<div class="post-metadata">

**Author:** ![Florent.Leka](https://community.nomadgate.com/letter_avatar_proxy/v4/letter/f/9f8e36/32.png) [@Florent.Leka](https://community.nomadgate.com/u/Florent.Leka)\
**Post date:** [July 10, 2020, 4:38pm UTC](https://community.nomadgate.com/t/online-banking-with-an-german-iban-address/25018/5 "2020-07-10T16:38:43Z")

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Thank you for your help, I will try [Qonto](https://nomadgate.com/go/qonto) as well.

If there are any other options out there please let me know.

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**Author:** ![gert.meleqi](https://community.nomadgate.com/user_avatar/community.nomadgate.com/gert.meleqi/32/631_2.png) [@gert.meleqi](https://community.nomadgate.com/u/gert.meleqi)\
**Post date:** [July 11, 2020, 7:43pm UTC](https://community.nomadgate.com/t/online-banking-with-an-german-iban-address/25018/6 "2020-07-11T19:43:25Z")

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I’ve been using [Qonto](https://nomadgate.com/go/qonto) for more than one year now and I’m very happy with them.

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**Author:** ![voyager](https://community.nomadgate.com/user_avatar/community.nomadgate.com/voyager/32/132_2.png) [@voyager](https://community.nomadgate.com/u/voyager)\
**Post date:** [July 12, 2020, 10:58pm UTC](https://community.nomadgate.com/t/online-banking-with-an-german-iban-address/25018/7 "2020-07-12T22:58:54Z")

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This is not the first time I’ve heart people specifically asking for the DE IBAN, so I’m curious, why does it matter if it’s German or from any other EU-member state?  
Thanks 👋

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**Author:** ![Florent.Leka](https://community.nomadgate.com/letter_avatar_proxy/v4/letter/f/9f8e36/32.png) [@Florent.Leka](https://community.nomadgate.com/u/Florent.Leka)\
**Post date:** [July 13, 2020, 7:44am UTC](https://community.nomadgate.com/t/online-banking-with-an-german-iban-address/25018/8 "2020-07-13T07:44:10Z")

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Thank you for your help.

Could you please give me some feedback upon these questions so I can have a better understanding if [Qonto](https://nomadgate.com/go/qonto) fits my needs:

1. Do you use [Qonto](https://nomadgate.com/go/qonto) even for other currency payments to non EU states like in the US for example? If so how do you rate their fees, high or acceptable?
2. How do you rate their support in overall?

Thanks

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<div class="post-metadata">

**Author:** ![Florent.Leka](https://community.nomadgate.com/letter_avatar_proxy/v4/letter/f/9f8e36/32.png) [@Florent.Leka](https://community.nomadgate.com/u/Florent.Leka)\
**Post date:** [July 13, 2020, 7:52am UTC](https://community.nomadgate.com/t/online-banking-with-an-german-iban-address/25018/9 "2020-07-13T07:52:01Z")

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Hi Voyager,

Well there are a lot of cases just like mine where we are forced to have the same banking information and address as our business address.  
Mostly if you are working with companies from the US and they pay you directly from their platform for example Google Adsense (in my case) they require you to have the same bank address and IBAN as the country where your business comes from.
