# Opening a European Bank Account Remotely - An impossible task? **URL:** \ **Category:** Business\ **Tags:** banking\ **Created:** [April 21, 2019, 4:37pm UTC](https://community.nomadgate.com/t/opening-a-european-bank-account-remotely-an-impossible-task/9625 "2019-04-21T16:37:47Z")\ **Posts on this page:** 10\ **Page:** 1
**Author:** ![AndySK](https://community.nomadgate.com/letter_avatar_proxy/v4/letter/a/bbe5ce/32.png) [@AndySK](https://community.nomadgate.com/u/AndySK)\ **Post date:** [April 21, 2019, 4:37pm UTC](https://community.nomadgate.com/t/opening-a-european-bank-account-remotely-an-impossible-task/9625/1 "2019-04-21T16:37:47Z")
Hi There, I’m a South African/Italian citizen residing in South Africa. I’ve been searching for a way to accept credit and debit card payments from customers around the world through my online store. Options available to South Africans are limited and I haven’t been able to find a solution. And so I’m hoping I can open a bank account remotely in Europe as either a South African or EU citizen. I could then make use of Stripe to accept payments to a European bank account. Since I am only a resident of South Africa, my proof of address is here, I’m wondering if this will be an issue. Does anyone have any advice or experience doing this? It’s been a huge stumbling block and I’ve been hitting walls at every turn. Any help would be hugely appreciated! Thanks! ---
**Author:** ![craigfer](https://community.nomadgate.com/letter_avatar_proxy/v4/letter/c/9e8a1a/32.png) [@craigfer](https://community.nomadgate.com/u/craigfer)\ **Post date:** [April 22, 2019, 3:52pm UTC](https://community.nomadgate.com/t/opening-a-european-bank-account-remotely-an-impossible-task/9625/2 "2019-04-22T15:52:14Z")
Andy you could try [TransferWise](https://nomadgate.com/go/wise). You can set up a GBP account that will give you a Sort & Account number. I have an account with AED, EURO and GBP Also you can set up a [Monese](https://nomadgate.com/go/monese) account with no proof of address [https://monese.com/customers/no-proof-of-address](https://monese.com/customers/no-proof-of-address). You could also register you business in the UK and then open up a [Business Account - Monese](https://monese.com/business) but you would have to look into the tax implications. ![image](https://c-assets.nomadgate.com/original/2X/6/6c0fb5241260552d2cea114e144813c31b60623d.png) ---
**Author:** ![sgupton](https://community.nomadgate.com/letter_avatar_proxy/v4/letter/s/8dc957/32.png) [@sgupton](https://community.nomadgate.com/u/sgupton)\ **Post date:** [April 23, 2019, 6:34am UTC](https://community.nomadgate.com/t/opening-a-european-bank-account-remotely-an-impossible-task/9625/3 "2019-04-23T06:34:26Z")
Hi Andy, Agree with Craig re [Transferwise](https://nomadgate.com/go/wise), being NZ based myself has proved invaluable. Re the address, I used Clevvermail to establish a mailing address in a European location. I then used this for my [N26](https://nomadgate.com/go/n26/community/auto/) account without any issues, and then got Clevvermail to forward the related [N26](https://nomadgate.com/go/n26/community/auto/) Mastercard to me in NZ, a bit expensive but a 1-off cost. Also had the option of collecting it from them which I am now doing for other items Also the [N26](https://nomadgate.com/go/n26/community/auto/)/[Transferwise](https://nomadgate.com/go/wise) combo is good as [N26](https://nomadgate.com/go/n26/community/auto/) uses TW for transfers to other [N26](https://nomadgate.com/go/n26/community/auto/) customers so is very quick Cheers, Simon ---
**Author:** ![aoye](https://community.nomadgate.com/letter_avatar_proxy/v4/letter/a/f6c823/32.png) [@aoye](https://community.nomadgate.com/u/aoye)\ **Post date:** [April 24, 2019, 3:16pm UTC](https://community.nomadgate.com/t/opening-a-european-bank-account-remotely-an-impossible-task/9625/4 "2019-04-24T15:16:51Z")
Hello Simon, Please how do I link [transferwise](https://nomadgate.com/go/wise) with my [N26](https://nomadgate.com/go/n26/community/auto/) account? Thanks, Akin ---
**Author:** ![AndySK](https://community.nomadgate.com/letter_avatar_proxy/v4/letter/a/bbe5ce/32.png) [@AndySK](https://community.nomadgate.com/u/AndySK)\ **Post date:** [April 25, 2019, 9:03pm UTC](https://community.nomadgate.com/t/opening-a-european-bank-account-remotely-an-impossible-task/9625/5 "2019-04-25T21:03:27Z")
Thanks for the advice! @craigfer @sgupton I registered for an address through cleverrmail, which came in handy with both [Monese](https://nomadgate.com/go/monese) and [N26](https://nomadgate.com/go/n26/community/auto/). I signed up for both to test. Just as an FYI to anyone, although they don’t require proof of address, I still needed to provide address details to register - and it has to be in a country on their list. Both also require verification through a mobile app with ID/passport photos and checking your GPS location - had to get a bit creative there. Sorted now though! ---
**Author:** ![MoltoMalta](https://community.nomadgate.com/letter_avatar_proxy/v4/letter/m/50afbb/32.png) [@MoltoMalta](https://community.nomadgate.com/u/MoltoMalta)\ **Post date:** [April 26, 2019, 3:14pm UTC](https://community.nomadgate.com/t/opening-a-european-bank-account-remotely-an-impossible-task/9625/6 "2019-04-26T15:14:49Z")
You should be able to open an [N26](https://nomadgate.com/go/n26/community/auto/) account online if you have an address where you can receive your card in one of the supported countries in Europe ---
**Author:** ![jase](https://community.nomadgate.com/user_avatar/community.nomadgate.com/jase/32/759_2.png) [@jase](https://community.nomadgate.com/u/jase)\ **Post date:** [April 26, 2019, 5:38pm UTC](https://community.nomadgate.com/t/opening-a-european-bank-account-remotely-an-impossible-task/9625/7 "2019-04-26T17:38:21Z")
Everyone has talked a lot about [Transferwise](https://nomadgate.com/go/wise), which I agree about but believe you also need a payment processor. You will need to do your research on what works best for your tax setup/any implications there but if you are able to incorporate somewhere in Europe, chances are you can get very favourable rates through Braintree. ---
**Author:** ![eesticonsulting\_ee](https://community.nomadgate.com/user_avatar/community.nomadgate.com/eesticonsulting_ee/32/1471_2.png) [@eesticonsulting\_ee](https://community.nomadgate.com/u/eesticonsulting_ee)\ **Post date:** [May 3, 2019, 7:48pm UTC](https://community.nomadgate.com/t/opening-a-european-bank-account-remotely-an-impossible-task/9625/8 "2019-05-03T19:48:48Z")
Hello, I am partner of one Swiss Bank and can help open bank account remotely , but Switzerland is only EOG member - not EU. Did you though maybe about Poland? There are several banks in Poland, which agree on basis of Power of Attorney (POA) in the name of Beneficial Owner. Banks usually checks BO and run the due dilligence process (KYC/AML process) and if risk of Money Laudering is not high , they decide to open bank account for non-resident. ---
**Author:** ![sgupton](https://community.nomadgate.com/letter_avatar_proxy/v4/letter/s/8dc957/32.png) [@sgupton](https://community.nomadgate.com/u/sgupton)\ **Post date:** [May 10, 2019, 6:44am UTC](https://community.nomadgate.com/t/opening-a-european-bank-account-remotely-an-impossible-task/9625/9 "2019-05-10T06:44:24Z")
Hi Akin, Inside [Transferwise](https://nomadgate.com/go/wise) you simply enter the details of your [N26](https://nomadgate.com/go/n26/community/auto/) account as a destination, and it remembers it for future transfers. Inside [N26](https://nomadgate.com/go/n26/community/auto/), I have only done 1-2 transfers but from memory it either comes up as an option or default Good luck, Simon ---
**Author:** ![aoye](https://community.nomadgate.com/letter_avatar_proxy/v4/letter/a/f6c823/32.png) [@aoye](https://community.nomadgate.com/u/aoye)\ **Post date:** [May 10, 2019, 7:33am UTC](https://community.nomadgate.com/t/opening-a-european-bank-account-remotely-an-impossible-task/9625/10 "2019-05-10T07:33:39Z")
Thanks Simon. I will do that. Br, Akin