# Opening an N26 or other European bank account

**URL:** <https://community.nomadgate.com/t/opening-an-n26-or-other-european-bank-account/25582>\
**Category:** Finances\
**Created:** [July 24, 2020, 2:46am UTC](https://community.nomadgate.com/t/opening-an-n26-or-other-european-bank-account/25582 "2020-07-24T02:46:43Z")\
**Posts on this page:** 6\
**Page:** 1

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**Author:** ![bradstow2](https://community.nomadgate.com/letter_avatar_proxy/v4/letter/b/71c47a/32.png) [@bradstow2](https://community.nomadgate.com/u/bradstow2)\
**Post date:** [July 24, 2020, 2:46am UTC](https://community.nomadgate.com/t/opening-an-n26-or-other-european-bank-account/25582/1 "2020-07-24T02:46:43Z")

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Hello!

Seriously frustrated!

I’m living in Japan, but spend a lot of time in the UK. I really want an international, or at least European, bank account. Apparently, [N26](https://nomadgate.com/go/n26/community/auto/) is NOT available in either of these countries.

Any guidance, please?

Thanks,  
Cary

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**Author:** ![pbm](https://community.nomadgate.com/user_avatar/community.nomadgate.com/pbm/32/78_2.png) [@pbm](https://community.nomadgate.com/u/pbm)\
**Post date:** [July 24, 2020, 8:28am UTC](https://community.nomadgate.com/t/opening-an-n26-or-other-european-bank-account/25582/2 "2020-07-24T08:28:51Z")

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[N26](https://nomadgate.com/go/n26/community/auto/) left the UK when the UK left Europe. [Revolut](https://nomadgate.com/go/revolut) and [Transferwise](https://nomadgate.com/go/wise) are still available in the UK and should suit your needs.

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**Author:** ![tkrunning](https://community.nomadgate.com/user_avatar/community.nomadgate.com/tkrunning/32/9053_2.png) [@tkrunning](https://community.nomadgate.com/u/tkrunning)\
**Post date:** [July 24, 2020, 9:00am UTC](https://community.nomadgate.com/t/opening-an-n26-or-other-european-bank-account/25582/3 "2020-07-24T09:00:54Z")

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What kind of residency proof, if any, could you provide in Europe? And are you an EU citizen?

[Monese](https://nomadgate.com/go/monese) is another alternative, which is usually more flexible when it comes to compliance requirements than [Revolut](https://nomadgate.com/go/revolut) & [TransferWise](https://nomadgate.com/go/wise).

Starling is another very popular option, but it’s only open to UK residents.

If you have access to an address in a country where [N26](https://nomadgate.com/go/n26/community/auto/) operates, you could also open an [N26](https://nomadgate.com/go/n26/community/auto/) EUR account that way.

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**Author:** ![bradstow2](https://community.nomadgate.com/letter_avatar_proxy/v4/letter/b/71c47a/32.png) [@bradstow2](https://community.nomadgate.com/u/bradstow2)\
**Post date:** [July 24, 2020, 9:03am UTC](https://community.nomadgate.com/t/opening-an-n26-or-other-european-bank-account/25582/4 "2020-07-24T09:03:21Z")

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> [@pbm](#):
>
> [N26](https://nomadgate.com/go/n26/community/auto/) left the UK when the UK left Europe. [Revolut](https://nomadgate.com/go/revolut) and [Transferwise](https://nomadgate.com/go/transferwise) are still available in the UK and should suit your needs.

Thanks for the advice!

Much appreciated!

Cheers,

Cary

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<div class="post-metadata">

**Author:** ![bradstow2](https://community.nomadgate.com/letter_avatar_proxy/v4/letter/b/71c47a/32.png) [@bradstow2](https://community.nomadgate.com/u/bradstow2)\
**Post date:** [July 24, 2020, 10:36am UTC](https://community.nomadgate.com/t/opening-an-n26-or-other-european-bank-account/25582/5 "2020-07-24T10:36:10Z")

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> [@tkrunning](#):
>
> What kind of residency proof, if any, could you provide in Europe? And are you an EU citizen?
> 
> [Monese](https://nomadgate.com/go/monese) is another alternative, which is usually more flexible when it comes to compliance requirements than [Revolut](https://nomadgate.com/go/revolut) & [TransferWise](https://nomadgate.com/go/transferwise).
> 
> Starling is another very popular option, but it’s only open to UK residents.
> 
> If you have access to an address in a country where [N26](https://nomadgate.com/go/n26/community/auto/) operates, you could also open an [N26](https://nomadgate.com/go/n26/community/auto/) EUR account that way.

Thank you for your reply.

As a freelancer, I travel quite a lot, and spent 4 months in the U.K. last summer - that is the last U.K. address I have. I rented a studio in central Leicester, so no utility bills, but paperwork regarding my rent payments.  
Now I am in Japan.

I fear that the address in the U.K. is now out of date.

Although I was in Portugal and Germany last year, I do not have any ‘official’ documents that would serve the purpose, I think.

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**Author:** ![duncanm](https://community.nomadgate.com/letter_avatar_proxy/v4/letter/d/ecc23a/32.png) [@duncanm](https://community.nomadgate.com/u/duncanm)\
**Post date:** [July 24, 2020, 11:19am UTC](https://community.nomadgate.com/t/opening-an-n26-or-other-european-bank-account/25582/6 "2020-07-24T11:19:32Z")

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Hi Cary,

Am in Japan, too. Permanent resident, but would like to have bank or quasi-bank accounts in  
other jurisdictions.

It is becoming harder to be under the radar now that Japan has a ‘My Number’ tracking system. It is necessary to register this when sending funds out of the country, at a personal level, as in a transfer.

Re: your need, I notice that [TransferWise](https://nomadgate.com/go/wise) has finally managed to get set up in Japan. Not a real bank bank, from my understanding, but good and cheap.

Personally, I am looking at funds invested, then spending allowed via cards, as in a Swissquote  
investment account. [Swissquote: Trade, Invest and Bank with the Swiss Leader in Online Banking](https://en.swissquote.com/?sq_country=US)

In Japan, generally you need permission beyond a tourist visa to have a domestic bank account - or used to. Regulations do change.

Shinsei, Prestia, and Japan Post bank accounts are the easiest to get here.

> **[Banks](https://www.japan-guide.com/e/e2226.html)**
>
> Basic information about banks in Japan: how to open a bank account in Japan.

And how do you find life here in restricted-travel Japan, this strange year?

Kind regards,  
Duncan
