# Professional Indemnity Insurance

**URL:** <https://community.nomadgate.com/t/professional-indemnity-insurance/37932>\
**Category:** Business\
**Tags:** insurance, recommendations\
**Created:** [May 12, 2021, 12:45pm UTC](https://community.nomadgate.com/t/professional-indemnity-insurance/37932 "2021-05-12T12:45:08Z")\
**Posts on this page:** 6\
**Page:** 1

## AI-generated summary

The discussion focuses on seeking recommendations for professional indemnity insurance for self-employed individuals living abroad. [laradara](/t/-/37932/1) is looking for insurers that cover her as a British citizen residing in Bahrain, finding traditional options like Hiscox unsuitable due to tax residency issues. [clint](/t/-/37932/2) offers to provide information if more details are shared. Others, like [ellie_bourne25](/t/-/37932/3) and [mklein818](/t/-/37932/4), also share their experiences and seek advice for similar situations in different countries. [anon6376612](/t/-/37932/5) describes his challenges obtaining coverage from North Macedonia for a UK-based client and requests assistance finding appropriate insurers, particularly interested in Lloyd's market brokers. Finally, [gwytb](/t/-/37932/6) questions the authenticity of one post's writing style.

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**Author:** ![laradara](https://community.nomadgate.com/letter_avatar_proxy/v4/letter/l/59ef9b/32.png) [@laradara](https://community.nomadgate.com/u/laradara)\
**Post date:** [May 12, 2021, 12:45pm UTC](https://community.nomadgate.com/t/professional-indemnity-insurance/37932/1 "2021-05-12T12:45:08Z")

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I’m looking for advice on companies who offer international professional indemnity insurance. I’m a British citizen, living in Bahrain and newly self employed. My business is marketing research freelance / consulting and big UK companies like Hiscox won’t insure me because I am no longer paying UK income tax and NI contributions. Any recommendations of brokers to try would be greatly appreciated. Thanks, Lara

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**Author:** ![clint](https://community.nomadgate.com/user_avatar/community.nomadgate.com/clint/32/4867_2.png) [@clint](https://community.nomadgate.com/u/clint)\
**Post date:** [June 4, 2021, 9:28pm UTC](https://community.nomadgate.com/t/professional-indemnity-insurance/37932/2 "2021-06-04T21:28:23Z")

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Hello. I am aware of two UK firms and one firm in the USA who offer the insurance you want. Please describe your situation and I will send you the applicable information.

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**Author:** ![ellie\_bourne25](https://community.nomadgate.com/letter_avatar_proxy/v4/letter/e/a6a055/32.png) [@ellie\_bourne25](https://community.nomadgate.com/u/ellie_bourne25)\
**Post date:** [August 29, 2021, 4:28pm UTC](https://community.nomadgate.com/t/professional-indemnity-insurance/37932/3 "2021-08-29T16:28:13Z")

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Hello

Did you have any luck with international professional indemnity insurance?

I am also a UK citizen who has expatriated and looking for insurance as a self employed counsellor/psychotherapist.

Any advice you have is greatly appreciated

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**Author:** ![mklein818](https://community.nomadgate.com/user_avatar/community.nomadgate.com/mklein818/32/5197_2.png) [@mklein818](https://community.nomadgate.com/u/mklein818)\
**Post date:** [September 20, 2021, 11:19am UTC](https://community.nomadgate.com/t/professional-indemnity-insurance/37932/4 "2021-09-20T11:19:50Z")

</div>

I’m a dual US/UK citizen based in Iceland with a Dutch company (having moved from Holland to Iceland).

I’m in need of both professional liability insurance broadly and of Commercial General Liability insurance with specific requirements for a US client.

Any ideas appreciated.

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**Author:** ![anon6376612](https://community.nomadgate.com/letter_avatar_proxy/v4/letter/a/8dc957/32.png) [@anon6376612](https://community.nomadgate.com/u/anon6376612)\
**Post date:** [April 19, 2026, 5:14pm UTC](https://community.nomadgate.com/t/professional-indemnity-insurance/37932/5 "2026-04-19T17:14:05Z")

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**Hey everyone,**

Hoping someone here has solved a version of this before.

I’m a freelance data research consultant based in **North Macedonia** (Western Balkans, non-EU). I work as an individual — no registered company. My work is collecting, structuring and validating business data from publicly available sources for a **UK-based client** , delivered entirely remotely.

I need **Professional Indemnity insurance, £1 million cover** Simple enough requirement on paper — except I’ve spent weeks hitting walls.

**I’ve contacted dozen of insurance comapanies:**

- **exali** — perfect product, wrong country. North Macedonia isn’t in their 28-country list
- **Hiscox** — HQ residents and companies only

I’m currently waiting on a response from **Sovereign Insurance Services** (Gibraltar-based international broker), but casting the net wider while I wait.

My situation in a nutshell:

- Individual, no company registration
- Based in North Macedonia
- UK client, UK jurisdiction
- Low-risk work (no financial/legal advice, no decision-making — just data collection from public sources)

Has anyone here managed to get PI insurance from a non-EU/non-UK country as an individual? Particularly curious whether anyone has used a Lloyd’s market broker or found an online platform that actually covers the Western Balkans.

Any leads, names, would be genuinely appreciated.

Thanks

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**Author:** ![gwytb](https://community.nomadgate.com/letter_avatar_proxy/v4/letter/g/c67d28/32.png) [@gwytb](https://community.nomadgate.com/u/gwytb)\
**Post date:** [April 19, 2026, 6:51pm UTC](https://community.nomadgate.com/t/professional-indemnity-insurance/37932/6 "2026-04-19T18:51:54Z")

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Did a human being write this post? It looks like it was generated by AI, with all of the gratuitous formatting.
