# Revolut Card **URL:** \ **Category:** Finances\ **Tags:** banking\ **Created:** [November 9, 2017, 1:23pm UTC](https://community.nomadgate.com/t/revolut-card/125 "2017-11-09T13:23:29Z")\ **Posts on this page:** 6\ **Page:** 1
**Author:** ![koen.vanbesien](https://community.nomadgate.com/letter_avatar_proxy/v4/letter/k/dec6dc/32.png) [@koen.vanbesien](https://community.nomadgate.com/u/koen.vanbesien)\ **Post date:** [November 9, 2017, 1:23pm UTC](https://community.nomadgate.com/t/revolut-card/125/1 "2017-11-09T13:23:29Z")
Hi I was using the [Revolut](https://nomadgate.com/go/revolut) Card (using Premium plan) and was quite happy with it. Support is fast, easy to keep currencies and cheap transfers. Anyone who has compared this against [N26](https://nomadgate.com/go/n26/community/auto/)? As I feel this is at the moment the easiest to have while travelling if you have your funds in Europe? Any drawbacks with this [Revolut](https://nomadgate.com/go/revolut) card? ---
**Author:** ![tkrunning](https://community.nomadgate.com/user_avatar/community.nomadgate.com/tkrunning/32/9053_2.png) [@tkrunning](https://community.nomadgate.com/u/tkrunning)\ **Post date:** [November 9, 2017, 1:49pm UTC](https://community.nomadgate.com/t/revolut-card/125/2 "2017-11-09T13:49:02Z")
Hi @koen.vanbesien and welcome to the community! I also use [Revolut](https://nomadgate.com/go/revolut) (Premium) together with [N26](https://nomadgate.com/go/n26/community/auto/) and other banks. It’s especially amazing for transferring money between currencies (as long as you avoid weekends). 💸 The main drawbacks are: - FX markups on some currencies (they don’t use Mastercard’s rates, but their own which might be better or worse) - FX markup on all currencies on weekends (Friday evening to Monday morning, UK time). Generally 0.5-1% extra markup compared to weekdays. - It’s not an actual bank account, meaning your money isn’t protected by any government guarantees - Limited free ATM withdrawals - A bit disorganized and buggy support - Their payment processor has had some outages. Let’s see if that improves next year when they will start processing their own payments. Given how buggy the app is at times, I am not too confident that it will be an improvement. Personally I recommend getting both [Revolut](https://nomadgate.com/go/revolut) and [N26](https://nomadgate.com/go/n26/community/auto/). Both are free for the basic versions, and they are quite complimentary. 👌 ---
**Author:** ![fedealconada](https://community.nomadgate.com/letter_avatar_proxy/v4/letter/f/8c91f0/32.png) [@fedealconada](https://community.nomadgate.com/u/fedealconada)\ **Post date:** [November 22, 2017, 2:34pm UTC](https://community.nomadgate.com/t/revolut-card/125/3 "2017-11-22T14:34:30Z")
[Revolut](https://nomadgate.com/go/revolut) is quite good, and I really didn’t have problems with the support (I have the premium version). I also have [N26](https://nomadgate.com/go/n26/community/auto/), but I don’t know, somehow, I like [Revolut](https://nomadgate.com/go/revolut) more. I think that both are doing a great job and they are working hard to have more features on board (like airport lounges for instance). ---
**Author:** ![myriamh](https://community.nomadgate.com/letter_avatar_proxy/v4/letter/m/c0e974/32.png) [@myriamh](https://community.nomadgate.com/u/myriamh)\ **Post date:** [January 29, 2018, 2:02am UTC](https://community.nomadgate.com/t/revolut-card/125/4 "2018-01-29T02:02:41Z")
I just opened an account with [N26](https://nomadgate.com/go/n26/community/auto/). Curious to see how that works although it might not answer my need for freedom as I thought it would, but it’s a start in the digital world of banking. ---
**Author:** ![riet2305](https://community.nomadgate.com/user_avatar/community.nomadgate.com/riet2305/32/462_2.png) [@riet2305](https://community.nomadgate.com/u/riet2305)\ **Post date:** [May 20, 2018, 7:57pm UTC](https://community.nomadgate.com/t/revolut-card/125/5 "2018-05-20T19:57:13Z")
Hi newby here. With the [Revolut](https://nomadgate.com/go/revolut) is that also for private users. And how much are one allowed to send per month/year to other countries.? Thanks ---
**Author:** ![tkrunning](https://community.nomadgate.com/user_avatar/community.nomadgate.com/tkrunning/32/9053_2.png) [@tkrunning](https://community.nomadgate.com/u/tkrunning)\ **Post date:** [May 21, 2018, 10:03am UTC](https://community.nomadgate.com/t/revolut-card/125/6 "2018-05-21T10:03:55Z")
[Revolut](https://nomadgate.com/go/revolut) is also for private users. You have a currency conversion limit of about $5000 per month (or perhaps that was €5000 or £5000). After that you’re hit with an extra exchange rate markup (only 0.5% for major currencies). If you upgrade to [Revolut Premium](https://nomadgate.com/go/revolutpremium) (£6.99 per month) you don’t have any conversion limit. 🚀 However, the real limit for most is the annual top up limit (I think that was around $/€/£20,000). It can be raised to the amount of money you can demonstrate that you make in a year (using pay slips, tax returns, etc), but it’s a bit of a hassle—especially if you don’t have a regular monthly salary or are optimizing your taxes heavily like many in here do. 🕶