Honestly, I think LHV is one of the best banks I’ve ever had to deal with. I’ve also had good experiences with SEB. However, it is true that many e-residents have struggled with being approved for local Estonian bank accounts so it’s definitely a welcome change.
Unfortunately, the major Estonian banks have started to charge higher fees for non-residents this year, sot that’s another good reason to do your banking abroad.
Regarding the websites, it seems at least some of them have been improving lately. I also think the software has improved since DigiDoc4 launched. I haven’t noticed any bugs on Mac other than occasionally having to restart for it to recognize my card in a browser.
But that has also been less of an issue since Smart-ID launched (which I should probably also mention in the article). Basically, it will enable you to do most of the things you would normally need your ID card for through a secure app on your phone.