The Ultimate Guide to the Portuguese Golden Visa

(Filipe) #21

There’s no need to buy any private insurance. Access to the healthcare system is granted by residency status, not citizenship. You need a document to deliver to your local “centro de saúde” in Portugal and they’ll issue you a user card granting you full access just as anyone else in Portugal.

The way you get said document depends on your country of origin, so without knowing I can’t help more than that :wink:

(Lynn rees) #22

Hi Felipe1

Thank you so much for responding - we are from the US and have been told that the PT government will require us to have insurance. The most affordable policy we could find is through Cigna Worldwide at $700/mo for the two of us.

So I was wondering if by buying a qualified Golden Visa property, would we be able to use the Portuguese insurance program?

I realize now that I need to specify we are from America because most are from the EU Community and the insurance can carry over.

Thanks again for your time.


(Filipe) #23

I don’t know where you got that info but the Portuguese government doesnt at all require anyone to have private health insurance.

You need a residency permit and to register in Portuguese social security. After that you take those two papers to a “centro de saúde” so that they can issue you a healthcare card. After that you have the same access to healthcare as any Portuguese person.

“Being a resident in Portugal, you are eligible for medical cards that provide free medical assistance from your doctor at your local health centre. In order to obtain the card, you are required to present your residency permit, along with your social security card to the health centre.” -

Doctor appointments at the local health Centre (centro de saúde) are free and for anything else, exams, surgery, whatever it may be, may carry a small fee of about 20 euros

To be enrolled into social security in order to be able to request the healthcare card you need to go to a “Segurança Social” (social security) office and bring with you your residency permit as well as a document verifying your retired status

The US and Portugal have a deal since 1989 where your US social security status may be matched in the Portuguese system so that you can receive extra benefits and protections. You should probably contact the US embassy and the Portuguese SEF for details on how that works -

(Mohanad Soukieh) #25

Great article. I have came across the following

How can I make sure that the offer is legit?

Thank you

(Filipe) #26

I can’t vouch for the offer but Urhome is a legit real estate business

(Mohanad Soukieh) #27

Thank you Filipe