Will banks/IRS accept address that is NON-CMRA but identified as commercial address?

[fierce_ninja (K)]

I just went over the “non-CMRA virtual mailboxes in us” article. I found that some addresses are identified as non-CMRA but they are also identified as commercial address. Can I use them as my personal residential/mailing address so that it is accepted by (a) Banks, (b) IRS for tax filing, (c) Miscellaneous legal purposes?

[fierce_ninja (K)]

Hi could anyone be kind enough to respond to this?

[tkrunning (Thomas K. Running)]

See this for what the RDI is and what it’s used for:

The Ultimate Guide to Virtual Mailboxes for US Banking Purposes – Nomad Gate

The RDI (residential delivery indicator) is essentially USPS’ classification of whether the address is used for commercial or residential purposes. You can read more about the indicator here: I haven’t seen any examples of banks using this indicator when validating addresses, but you never know what the future holds. In other words, getting a non-CMRA address is the most important factor for banking purposes. Finding one where the RDI = Residential is a nice bit of potential future-proofing,…

In short: Probably it’ll be fine, but YMMV.

[fierce_ninja (K)]

Thank you. Can these addresses be used to file personal taxes with IRS?

[fierce_ninja (K)]

Also can these addresses be used as official address for financial institutions like banks, brokerages?