I’ve posted many questions here so time to give something back.
I’m a US Resident so this is purely limited to US residents.
I didn’t want to fund my PT GV investment by selling assets and getting hit with Capital Gains so I looked at various options to get a loan secured by Stocks, etc.
For those with US Home Equity, you might get a better rate/terms with a HELOC.
I looked around and most do this as a variable interests rate Line of Credit tied to one of 3 interest rates, the WSJP (Wall Street Journal Prime Rate), LIBOR (London Interbank Rate) or SOFR (Basically a replacement to LIBOR) which have been 5%+ higher in last 20 years so do your own due diligence, this is the risk of a variable rate.
Essentially the rates in US today are usually 3-4% (you can get < 3%, especially if you have nearly $1m in assets as collateral, even if you only borrow US$400-500k needed for 100% funding of Golden Visa).
The lowest published rates amongst big-name is TD Ameritrade 2.5% + LIBOR (so basically 2.6%) or 3% + LIBOR if your Line of Credit is < $500k
Other providers are: (first rate is 250k+ credit, second rate 500k+ credit)
There’s also a more traditional loan product (like a home/auto loan) where you pay interest + principal over 5/8/12 years. Starting rates from 4.5-5.1%+ - Being a fixed rate/term has it’s pros/cons:
FirstTechFed - Stock Secured Loan
Feel free to report back, so far I’m leaning towards TD Ameritrade.
Disclaimer: This is not investment advice, just links to different loan/lines-of-credit and you should consult your financial provider to see if this is suitable for you.