Highest investment interest rate

Any recommendation on investing or just saving spare cash to get best returns. Interest rates in Europe bank accounts are too low. Can be short or long term but need a secure option and not crypto. Too volatile.

As broad an index fund as you can find with low fees. I like VTI but there’s an argument for VT as well

EDIT: a few links for more reading. Check the sidebars and pinned posts

https://old.reddit.com/r/Bogleheads/

https://old.reddit.com/r/FinancialIndependence/

https://old.reddit.com/r/PersonalFinance/

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For long term investment I agree with @garrett.

In case you haven’t seen this article yet:

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