How to Open a US Bank Account for Non-Residents

The good old US of A. Perhaps you are a frequent traveler there, looking for a practical way to do business there, or you are an American that lives abroad and needs a convenient way to avoid high international fees. Whatever your reasons, opening a bank account in the world’s largest economy can come with many benefits, although, if you are a non-resident, you might face several challenges if you don’t know exactly where to look!


This is a companion discussion topic for the original entry at https://nomadgate.com/us-bank-account-non-residents/
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Thanks for this article! You may want to update the info about BofA though. I have kept our BofA account when we moved to Europe 15 years ago. Recently, it has become harder and harder to work with. Last spring, I went through a Kafkaesque series of steps and ended up asking a US friend to temporarily enter his phone number and mailing address. BofA can only send 2FA text messages to US phone numbers, and they no longer allow foreign addresses as the primary address. We therefore had to have our new ATM card sent to our friend’s address. I’m quite frustrated with them, so I’ll use your article as a starting point when looking for a way out of this.