Professional Indemnity Insurance

Business
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I’m looking for advice on companies who offer international professional indemnity insurance. I’m a British citizen, living in Bahrain and newly self employed. My business is marketing research freelance / consulting and big UK companies like Hiscox won’t insure me because I am no longer paying UK income tax and NI contributions. Any recommendations of brokers to try would be greatly appreciated. Thanks, Lara

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Hello. I am aware of two UK firms and one firm in the USA who offer the insurance you want. Please describe your situation and I will send you the applicable information.

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Hello

Did you have any luck with international professional indemnity insurance?

I am also a UK citizen who has expatriated and looking for insurance as a self employed counsellor/psychotherapist.

Any advice you have is greatly appreciated

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I’m a dual US/UK citizen based in Iceland with a Dutch company (having moved from Holland to Iceland).

I’m in need of both professional liability insurance broadly and of Commercial General Liability insurance with specific requirements for a US client.

Any ideas appreciated.

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Hey everyone,

Hoping someone here has solved a version of this before.

I’m a freelance data research consultant based in North Macedonia (Western Balkans, non-EU). I work as an individual — no registered company. My work is collecting, structuring and validating business data from publicly available sources for a UK-based client, delivered entirely remotely.

I need Professional Indemnity insurance, £1 million cover Simple enough requirement on paper — except I’ve spent weeks hitting walls.

I’ve contacted dozen of insurance comapanies:

  • exali — perfect product, wrong country. North Macedonia isn’t in their 28-country list
  • Hiscox — HQ residents and companies only

I’m currently waiting on a response from Sovereign Insurance Services (Gibraltar-based international broker), but casting the net wider while I wait.

My situation in a nutshell:

  • Individual, no company registration
  • Based in North Macedonia
  • UK client, UK jurisdiction
  • Low-risk work (no financial/legal advice, no decision-making — just data collection from public sources)

Has anyone here managed to get PI insurance from a non-EU/non-UK country as an individual? Particularly curious whether anyone has used a Lloyd’s market broker or found an online platform that actually covers the Western Balkans.

Any leads, names, would be genuinely appreciated.

Thanks

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Did a human being write this post? It looks like it was generated by AI, with all of the gratuitous formatting.

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