Yes,me being stuck in India,not having a bank account here(and not wanting to also because of bureaucracy )there are only electronic solutions left.
All would be fine if the money I get paid would be transferred directly with Transferwise only.But for some unknown reason the company dont want to use this.It s not huge amounts,so fees are quit relevant.And TW worked always fine.Doing CH-CH transactions and also others,which are international.Even a donation to someone giving food supply to the poor in India.