That is unfortunately quite common, it’s hard to tell why USPS classifies it as Residential. In general it’s not that easy to find virtual mailbox addresses that really look like a personal residence. They do exist, but are few and far between, and seemingly not available in every state.
In this particular instance it seems USPS has already corrected their mistake—not only in respect to the residential delivery indicator (RDI), but also flagging it as a CMRA:
This is why I stress that before signing up for an address in the database you should double check that its classification hasn’t changed by looking it up using Smarty.
In general there has been a sharp increase in addresses being flagged as CMRA over the past few months, so it seems to be quite gamble to pick an address that will remain not flagged as a CMRA over time.
If you mean banks like Chase, BofA etc, I doubt they will ever use USPS’ RDI to determine if your address is legit or not. Nor are they likely to ever look up the address on Google Maps. Their automated checks revolve around the CMRA indicator.
But, if you cannot afford the address ever getting flagged or otherwise being identified as a CMRA you should probably look into another solution, like renting an apartment or a room somewhere, or using the address of a trusted friend or family member.
Or you can use something like VPM’s TruResidence service (which starts at $600/mo for a Nevada address). However, that still isn’t available for Texas.