I feel like every 100% online bank accounts (n26/Neat) or digital wallets (Revolut/Transferwise) can’t really be trusted as being a place to store most of your money. If you look at the app store comments (at least on Android) it’s plagued with people complaining of having their account closed with no warning and it seems that most of the time it’s false positives. It’s ok if they close the account but if at least they can send a warning for people to transfer their money first that’ll be great, but they seem to shut it down first then people are struggling to get their money back.
I feel like, even as of 2019, only regular banks where you made a physical KYC can be trusted to not put a knife in your back. Is this feeling shared or I’m the only one thinking like this around here? I would use/store very little amounts in my n26/Revolut because of this.