Will banks/IRS accept address that is NON-CMRA but identified as commercial address?

[tkrunning (Thomas K. Running)]

See this for what the RDI is and what it’s used for:

The Ultimate Guide to Virtual Mailboxes for US Banking Purposes – Nomad Gate

The RDI (residential delivery indicator) is essentially USPS’ classification of whether the address is used for commercial or residential purposes. You can read more about the indicator here: https://www.smarty.com/articles/what-is-rdi I haven’t seen any examples of banks using this indicator when validating addresses, but you never know what the future holds. In other words, getting a non-CMRA address is the most important factor for banking purposes. Finding one where the RDI = Residential …

In short: Probably it’ll be fine, but YMMV.