Assistance Need :) Estonian Banking and Accountancy

I am a UK citizen but live in Malta and I have just received my Estonian e-residency card,
I am now looking to set up the company. Mine is an online digital company ( meditations, business coaching and courses PLR and resources for soul led businesses and therapists)
Stripe class this as high risk because of spiritual terms etc . I have looked into high risk payment processing firms which integrate with woocommerce. - NMI, or PayKings … do you have any tips, for these or alternatives. Also CHAT GPT keeps saying that I need to have an accountancy package in place such as Xolo or Companio… or E Residency Hub is this important right from the start ? Also any advice about how easy or any problems setting up Bank account in Estonia and / or wise . Any alternative suggestions or positive /negative experiences most appreciated .

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Hello
As a UK citizen and Malta resident, you will not have any problem with opening a business bank account.
You will have plenty of options from available fintechs.
Did you try wamo.ir, Wise, Xolo, or Airwallex? Also, you can easily open a bank account on N26, which is a German online banking service provider.