Opening Portugal Based Bank Account For D7 Visa Application

Hi. I am gathering documentation required to apply for a passive income D7 Visa in July this year.

I was advised to open a bank account in Portugal then deposit at least € 12,000 in the account.

It appears that the bank account might be created by a representative and would be operated by them in the initial period. Is it possible to withdraw the deposited € 12,000 amount IF the Visa application is not accepted?

Please also let know of recommendations for the bank account creation process. Thanks.

I was unable to find Information on whether it is possible to operate the bank account and get the deposit returned IF the visa application is rejected.

An webpage link to more information would be helpful as well. Thanks.