The Best Business Bank Accounts To Open From Anywhere

Reading the article I depict 2 things.
The “Bank Accounts” suggested are not true accounts, as the companies are Finance Service Providers. Therefore, do not offer the same services or guarantees as banks do.
And if you did use them like a bank, they are not created to maintain/store your savings, and thus may accrue charges or other liabilities when you have larger amounts stored.

Therefore, is there somewhere a list of Banking institutions that will open a business account for Estonian registered businesses (by e-residence holder), that are not Estonian-based, but based elsewhere in the European Union?

My objective is to keep the companies funds in an account, as not needing/wanting to pay dividends on a very regular basis. But I really prefer to keep the fund in the west of Europe at this time.

So please, if anyone knows of any banking institutions (and not financial service providers) that would provide accounts for Estonian companies, please shout out!

Thank you.