The World's Best Travel Insurance for Long-Term Travelers

Hello All –

Here’s a nice fun question for anyone who doesn’t have anything better to do, and likes a good challenge :rofl: :grin: Here’s a little about me and the subsequent travel insurance product I’m needing help with.

Many kind regards in advance!!

– I am a “location independent” nomad, mainly based in and around the EU.
– I am from the UK, am a UK citizen, and also have US citizenship based on having lived there for 20 years (up until a few years ago).
– Occasional trips to the USA, where I DO NOT have health insurance.

SafetyWing products look great, BUT they tell me they cannot provide coverage for USA because I am a USA citizen. I told them I don’t live there anymore and would travel there as a UK citizen, but they told me that any claim would be invalid there because I’m a US citizen travelling in the US.

So, does anyone know a good insurance company that will insure a dual citizen holder?

Getting coverage for the rest of the world is easy for me, but being in the US as a US citizen (as I have to enter the country with US passport, so I guess I’m in the system as “American”) is difficult. I only travel to the US for business about 5–7 times a year for about 1–2 weeks at a time, so I’m thinking I should just get temp policy with another insurance company for that?

Any ideas?

True Traveller cannot help me because they say I’ve lived outside of the UK for too long.

Any help is so greatly and gratefully appreciated.

Peace & love,

Lee