How to open a N26 Bank account—from anywhere*

Hi Thomas, thanks for this handy article. Three questions (for you or any of your readers):

1. Any trouble doing this for a US passport holder (living in the US but travel to Europe often?) I know that FATCA tends to scare a lot of foreign banks from opening accounts for US citizens. I am willing to give them my Social Security Number, that's not the issue.

2. Seems that I would qualify for IDNow (with my US passport) and I do have a private mailbox in Germany. Would the IDNow employees have the right to question why I want to open an account or question my residency status in Germany etc? (I do have legitimate reason to want an account, nothing illegal). Anyone has any experience?

3. I don't know if you're familiar with this article https://www.deutscheskonto.... but they seem to vote against N26 ("Since the beginning, we observed the start-up Number26 – nowadays called N26. During the past time, there were several worsenings. One of the
latest was the forced account move with new cards and a completely new IBAN within a time frame of 21 days."). Are you familiar with what's happening there?

Thanks in advance!