It has been a long time coming. N26 confirmed in late 2017 that they were going to open up to American customers soon. Initially, they hinted at a 2018 launch, but now, more than 18 months later, they have finally launched in the United States.
Were you able to sign up yet? I still get this popup when clicking sign up:
Interesting points that have come out so far is that they will reimburse ATM fees (in the ānearā future)! Thatās sweet 
Whatās not so sweet is that they will charge for ATM withdrawals abroad ($2 + 2%)ā¦ And you only get two free withdrawals in the US per month.
Edit: It seems itās a staged BETA rollout. If you signed up for the waiting list youāll receive an invite in the coming days or weeks, with a public launch later in the summer.
Iāve gathered all the information Iāve found so far in this updated article.
No, they say on one site that they are letting us in a bit more gradually. Guess thatās a good idea. Could cause a problem with 100000+ trying to register at the same time.
The million dollar question is will I be able to effortlessly move cash between my US and IBAN N26 accounts? they have not mentioned it in the year or so since the announcement of US accounts. So I am doubtful.
Yes, thatās definitely unlikely at this point. Revolut and/or Transferwise would be better options for that at the moment.
If you want to open a US N26 account TODAY and are willing to document the process (e.g. taking screenshots and sharing them with me), let me know via PM. I currently have one invite to spareā¦
Conditions:
EDIT: Itās now takenā¦ But leave your email here and Iāll let you know once I have more.
I wish I had checked this thread first. I tried to sign up for my n26 account today and it looks like I will be denied.
I mistakenly tried to use the address for my virtual mail box. The system appeared to accept it but then a couple steps later said my account was denied. I was prompted to call customer support and the first guy I reached made it seem like it was no problem.
He said he would clear the information and I just needed to clear things on my side and re-sign in to update the address information. Unfortunately, when I tried that, it would not let me change anything and so, I had to call them back. The second person said they couldnāt do anything and put me in email contact with specialized support.
Well, as it turns out, the specialized support wanted a utility bill as a proof of address. They would not accept a bank statement or any of form of official document as I usually have been able to use for other banking situations or official business. I donāt have a utility bill that is in my name, so it looks like I will not be able to make an account.
I am really disappointed and a little baffled that they specifically require utility bills and wonāt accept other official documents. Even people who are not digital nomads may not have utility bills in their name with all the different types of house shares and families living together these days. Oh, wellā¦
Donāt make the same error, BE SURE TO USE A PHYSICAL ADDRESS and not your virtual mailbox address.
They stated they would be partnering with Transferwise butā¦Iāve been waiting for over two weeks for Transferwise to unlock the 8 month old account they just arbitrarily locked. Thankfully I donāt have any money tied up/lost in that account. Iād use N26 in a heartbeat but not if I have to deal with their āpartnerā freezing accounts and doing next to nothing to fix it beyond a mail bot sending responses.
Can you clarify? If you donāt have a residential address in the US, you wonāt be able to open an account. I canāt help you with that.
At which point the phone number will be used for us application? I am asking because my number is currently not working.
Do they run a credit check? I have a freeze on my credit reports currently, so need to know whether to unfreeze it before I apply.
@KlimaDams:
Yes they for sure do, but they are not so strict even if your check isnt that good you get an offer for create a bankaccount there.
Greetings! I am curious as to opening an account from outside the US, from one of the posts it seemed like that might not be a viable option? I need to open a US bank acccount (US citizen with permanent address in the US) but I will not be able to be back there for quite a while. The big issue is check depositing, I need an account that will accept photo deposits. The problem Iām running into is the banks Iāve tried (Capital One is one) seem to pretty agressively sniff out vpns.
Did you try Schwab? They support mobile check deposit, and at least last time I checked there wasnāt any problem using a VPN when signing up. Make sure you use a decent VPN with loads of servers, not a shitty free one.
Thanks! 
